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Dental Finance for you and your family

We are now offering 0% finance on dental treatments, which means you can spread the cost of your treatment in an affordable package *. This is a great option for patients considering cosmetic dental treatments. It will allow you to spread the costs of your treatment over an agreed time that fits within your budget.

What are the benefits?

  • Flexible payment plans to suit
  • Fixed payments only when treatment is needed
  • Guarantee to cover treatments
  • Extensive list of treatments covered
  • Reassurance when you need it the most

What treatment qualifies for 0% Finance?

All treatments above £500, will qualify for 0% finance. You will also need to be over the age of 18. For new patients, you will need to book your FREE consultation to become a member of the practice.

What is the most I can borrow?

Options are available to typically, borrow between £500 to £20,000 subject to a credit application. All credit applications can be filled out at the practice, and once agreed to the credit provider treatment can commence.

The amount of time the 0% finance is applicable for is dependent on the amount you borrow. For example:

  • If you borrow between £500-£1000 you will receive 0% over 12 months
  • If you borrow between £1000-£2000 you will receive 0% over 24 months
  • If you borrow £3000+ you will receive 0% over 36 months

How do I repay the dental loan?

Your dental treatment will be paid off in affordable monthly instalments collected by Direct Debit.

How much interest will I pay?

We offer a 0% interest over a maximum of 3 years so you will just pay the cost of your treatment and no interest will be charged **. A deposit will be required upfront and this will be discussed when applying for the credit.

How do I apply for a dental loan?

Once you have had a consultation with our dentist and you have agreed a treatment plan we will be able to apply for the credit application on your behalf. Once the credit provider has agreed the application in writing we can proceed with the treatment

Can I use finance for more than one dental treatment?

Yes, you may apply for finance for any treatment over £500.

Here are some examples based on 0% Finance over 12 months, 24 months and 36 months***

By spreading the cost of your treatment over 12, 24 or 36 months you are making your treatment more affordable.


Approx. Total Cost

Approx. Monthly cost for 12 months

Approx. Monthly Cost for 24 months

Approx. Monthly Cost for 36 months

Radiance Braces





6 month smile





Secret Smile





Children’s Braces





Ceramic Crown















Full Denture





Precision Attachment Denture





Dental Implant





*All finance is subject to status and affordability, and treatment is subject to medical suitability. All finance excludes hygienist appointments

** The amount of time the 0% finance is applicable for is dependent on the amount you borrow

� If you borrow between £500-£1000 you will receive 0% over 12 months

� If you borrow between £1000-£2000 you will receive 0% over 24 months

� If you borrow £3000+ you will receive 0% over 36 months

***Costs can vary according to patient's individual treatment plan

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Spires Dental Clinic is a private dental practice situated in the heart of Lichfield, Staffordshire offering high quality dentistry with an emphasis on patient care and preventative dentistry. We service patients looking for a private dental surgery in around the surrounding areas including but not limited to Netherstowe, Whittington, Burntwood, Fisherwick, Cannock, Walsall, Sutton Coldfield, Tamworth, Rugeley, Ashby de la Zouch, Coalville and Birmingham.

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Where To Find Us

7 Queen Street
WS13 6QD

Tel: 01543 411088